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INTEREST RATES AND INTEREST CHARGES |
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Annual Percentage Rate (APR) for Purchases |
12.90% Regular VISA |
APR for Cash Advances & |
12.90% Regular VISA |
How to Avoid Paying Interest on Purchases |
Your grace period due date is 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchases balance that you pay by the due date each month. |
For Credit Card Tips from the |
To learn more about factors to consider when applying for or using a credit card, visit the website for the Federal Reserve Board at http://www.federalreserve.gov/creditcard. |
FEES |
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Annual Fee |
None |
Transaction Fee
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None |
Penalty Fees
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$25 |
Other Fees
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Up to 1% of the US dollar amount of the foreign transaction. |
How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases).
We reserve the right to amend the VISA Credit Card Agreement as permitted by law. The above rates and fees are current as of August 1, 2010.
