Accounts/Services


SAVINGS

CHECKING

SPECIAL SERVICES

AUTO SOLUTION

ELECTRONIC SERVICES

RATES

RATE & FEE SCHEDULE


SAVINGS

Your opening deposit of $5 or more into a NW Priority Credit Union Savings account not only establishes your lifetime membership, it also gives you the opportunity to take advantage of additional NW Priority Credit Union financial services.

  • Minimum opening deposit $5.
  • ATM card available.
  • Deposits can be made in person, by mail or electronically through Direct Deposit, payroll deduction or automatic transfers from other accounts.
  • You can access your account by ATM, in person or by calling Quick Teller, our audio response system.
  • You will earn the Money Market rate on balances over $5,000. All savings below $5,000 will earn the Regular Savings rate.

Excess Share Insurance

Your credit union joined an elite group of financial institutions that provide insurance coverage beyond the typical $250,000 for share savings accounts. Through our affiliation with the Excess Share Insurance Corporation (ESI), a licensed property and casualty insurer, we are now able to provide an additional $250,000 of coverage, for a total of $500,000 in protection for your regular savings accounts. Joint, retirement and certain other account relationships are insured separately and are subject to other federal guidelines, and also qualify for this supplemental coverage.

This exceptional coverage is available only to those credit unions meeting ESI’s strict underwriting requirements and high standards of performance. Our approval for the program reaffirms our position as a leading financial institution in your community.

For more information about the protection on your accounts, please contact the credit union. You can also visit ESI on the Internet at www.excessshare.com.

All accounts are federally insured up to $250,000 by NCUA, an agency of the US Government.

Lenny the Lion Children’s Savers Club

This special club is for children 12 and under. When you become a member of Lenny’s Club you will get a chance to participate in all of our fun events: The Lenny the Lion Easter Egg Hunt, Youth Week, Halloween Dress-up week at the Credit Union, and attend our Santa Party where you will get your picture taken with Santa. For those children in school, they can earn money for top grades with Earn While You Learn. Plus, your child will receive a birthday card from Lenny!

  • Minimum opening deposit $5

InvesTeen Accounts

The InvesTeen savings, checking and lending products are great ways to help teens grow into financial maturity.

InvesTeen products are hassle-free, offer great rates, and give teens the responsibility and independence they need. These accounts also help teens build a solid foundation for their future whatever direction it may take them.

Another opportunity for our teen members is our Student Scholarship. Each year we offer a scholarship to primary members who will be enrolling at an accredited two-year or four-year college, university or vocational-technical school in the US. The scholarship applications are available each year the first week in January. We announce the winners at our Annual Meeting which is held each March.

For more information about all the accounts your teen may be eligible for click here.

Term Share/CD’s

NW Priority CU offers Term Share/CD’s from 6 month to 3 years with as little as $500.00. With these Term Share/CD accounts your rate is fixed and is determined by the term you select. To see our terms and rates click here - TERM SHARE/CD’s RATES.

Christmas/Tax Account

Need some extra money for Christmas or taxes? Payroll deduction is an easy and painless way to deposit into your Christmas/Tax Account. You will receive a higher rate and there is no minimum balance required. The rate is set annually. On November 1st your Christmas/Tax Account funds will be transferred to your savings account and available for your use. You may also access your Christmas/Tax Account in April for income taxes without penalty. There is a $10 early withdrawal fee as an incentive to save.

IRA

How would you like to invest tax-sheltered money for your retirement years, while reducing your current income tax? An Individual Retirement Account (IRA) can be one of the best retirement savings vehicles available to you - even if you are already contributing to a retirement program through your employer (please consult a tax advisor).

NW Priority CU offers a daily IRA Account and IRA Term Share/CD Accounts. The daily IRA account dividends are compounded and credited monthly and the rate is set monthly. The rate on your Term Share/CD account is fixed and is determined at the time you invest. For more information on IRA rates and terms click here - RATES.

>>Back to Top


CHECKING

There is no need to pay for a checking account! Open your own NWPCU Checking Account* and enjoy no minimum balance requirement or monthly service fee! Plus, you’ll receive:

  • Unlimited check writing privileges and convenient online check reorder
  • Free Debit Card with access to surcharge-free ATMs through the Co-Op Network
  • Free Online Banking
  • Convenient check images available through Online Banking (click the underlined check number)
  • Automatic deposits through Direct Deposit or Automatic Transfer
  • Overdraft protection options
  • Free “earth friendly” e-Statements
  • Also available Bill Pay & Mobile Banking

*Upon approval.

To apply for a free NW Priority CU Checking account click here.

>>Back to Top


SPECIAL SERVICES

Verified by Visa

Get an extra layer of security when you shop online. In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. You can activate your NWPCU VISA Debit Card and your NWPCU VISA Credit Card.

Click here to sign up for Verified by VISA.

Quick Teller

Quick Teller is our Audio Response System. Simply call 503-760-8061 or 800-535-8287 and access your account information via the telephone. To take advantage of this service call Quick Teller press 2 and the system will guide you through the activation process

Wire Transfers

A wire transfer is a quick, efficient way to move funds electronically from one financial institution to another. Immediate credit is given for wire transfers once the credit union receives the wire. NW Priority CU can wire money to any financial institution or Western Union Office. We are also able to receive wire transfers.

Direct Deposit

Direct Deposit is an electronic deposit of your paycheck, pension, annuities, dividends, Social Security benefits, or other reoccurring deposits to your savings or checking account. You will have immediate access to your money the day you get paid; you will not have to make the trip to deposit your check.

Auto Solution Auto Brokerage Service

Auto Solution is the auto brokerage service used by NW Priority Credit Union. Dealing with Auto Solution, through NW Priority CU, is as easy as 1, 2, 3.

  1. Contact NWPCU and get your pre-approval.
  2. Call or visit Auto Solution (located at the main branch of NWPCU) and tell them the make and model of the vehicle you are interested in purchasing.
  3. Pick up your new vehicle; it's as simple as that.

Auto Solution will make every effort to locate your new or used vehicle and get back to you with a price. No hassle, no negotiation, just one quick low price. Remember Auto Solution can handle your trade-in. Call Auto Solution at 503-760-4221 or 800-331-0968 and your dream car is only hours away.

You can also visit the Auto Solution home page where you can build the car of your dreams online at
www.cu-autosolution.com. Auto Solution and NW Priority Credit Union make car buying fun again. Click here for a loan application and
get pre-approved today!

>>Back to Top


ELECTRONIC SERVICES

Virtual Branch / Online Banking

Home banking has never been easier! Our system is safe, secure and super easy to navigate. You can access your account 24/7; when it’s convenient for you. Best of all it’s FREE! With NWPCU Home Banking you can:
  • Check balances

  • Transfer funds

  • Set up reoccurring transfers

  • Set up balance alerts

  • Apply for loans

  • Check to see what transactions have cleared

  • Pay your bills (If you are signed up with Bill Pay)

  • Click here to sign up for Home Banking.

Bill Pay

Pay your bills with NWPCU Bill Pay*. Eliminate the dreary task of writing and mailing checks each month, paying postage and possibly forgetting to pay a bill. Let your computer do the work for you! All you need to enjoy NWPCU Bill Pay* is a computer and Virtual Branch Home Banking.

To get started simply log into Virtual Branch/Home Banking, click the Self Service tab and select Bill Payment Enrollment to the right. Then you will enter your payee information, including everyone from the phone company to the teenager that mows your lawn. Sign up today!

*Monthly charge of $3.75.

Mobile Banking

Imagine being at the store and finding that perfect item. Not sure if you have enough funds to cover the purchase? Use your mobile phone to check your current balance. Mobile Banking* is a secure, convenient way to access your bank accounts anytime, anywhere, using your mobile device.

With Mobile Banking* you can:
  • View account balances

  • View account transactions

  • Transfer funds between your checking or savings accounts

  • Pay your bills and more

  • Rest assure your information is safe and secure

All you will need to get started is Online Banking (login and go to the Self Service Tab and select Mobile Banking) and a mobile device that can send and receive text messages and/or access the Internet.

RATES

>>Back to Top