*0.00% APR is an introductory rate for six months (6 billing cycles). After the introductory rate, any balances that have not been paid off will revert to our regular rate of 12.9% APR. Account must remain in good standing throughout the promotional period to continue the promotional rate. Offer valid on non-NWPCU Credit Card balances only. The total amount of outstanding transfer requests cannot exceed your available credit. **APR=Annual Percentage Rate. Restrictions may apply. Subject to credit approval. The promotional offer is effective February 1 through March 31, 2023.