visa balance transfer

Balance Transfers

Transfer your high-rate credit card balances to your NWPCU Visa Credit Card.

All NWPCU VISA Credit Cards have:

  • No Annual Fee
  • 28-Day Grace Period
  • No Balance Transfer Fee
  • No Cash Advance Fee

With no balance transfer fee and 12 months of 1.99% APR*, we can help make those holiday bills a little less scary.  Even after the introductory period, our rates stay lower than most other cards.

To apply for a credit card or upgrade to Platinum VISA, stop by a branch, call us, apply online, or email us [email protected].

**1.99% APR is an introductory rate for twelve months (12 billing cycles)from the month the balance transfer was completed. After the introductory rate, any balances that have not been paid off will revert to our regular rate of 12.9% APR. Account must remain in good standing throughout the promotional period to continue the promotional rate. Offer valid on non-NWPCU balances only. The total amount of outstanding transfer requests cannot exceed your available credit. **APR=Annual Percentage Rate. Restrictions may apply. Subject to credit approval. The promotional offer is effective January 16 through March 31, 2024.

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